TERMS OF SERVICE
Last Updated: September 9, 2026
1. Acceptance of Terms
By accessing or using the website operated by Theoria Group LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you may not access or use our website, services, or digital products.
2. User Accounts
Account Creation: You may register for an account or complete purchases as a guest. When creating an account, you agree to provide accurate, current, and complete information.
Account Security: You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.
3. Digital Products and Professional Services
Services & Deliverables: Description of services and digital downloadable files are subject to change without notice. We reserve the right to modify or discontinue any product or service at any time.
Refund Policy: All sales of professional services and digital downloads are subject to the specific refund, cancellation, or fulfillment terms set forth in the individual service agreement, invoice, or product sales page provided at the time of purchase. Unless explicitly stated otherwise, digital downloads are non-refundable once delivered.
4. Intellectual Property & Acceptable Use
Ownership: All content on this website—including text, graphics, logos, brand elements, code, and downloadable digital content—is the intellectual property of Theoria Group LLC and is protected by applicable copyright and trademark laws.
Prohibited Conduct: You are strictly prohibited from:
Engaging in data extraction, web scraping, data mining, or automated querying of the website without express written permission.
Using our content, services, or digital products for unauthorized commercial resale or distribution.
Attempting to interfere with, compromise, or disrupt the integrity or security of the website.
5. Account Termination & Access Block
We reserve the right, in our sole discretion and without prior notice or liability, to terminate your account, restrict your access to the website, or cancel pending transactions if we determine that you have violated these Terms or engaged in unauthorized or unlawful conduct.
6. Disclaimer of Warranties
Our website, professional services, and digital products are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
7. Limitation of Liability
To the maximum extent permitted by applicable law, Theoria Group LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages—including loss of profits, data, or goodwill—arising out of or related to your use of, or inability to use, our website, services, or digital products.
8. Governing Law & Dispute Resolution
Governing Law: These Terms and any disputes arising out of or related to your use of the website shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, United States, without regard to its conflict of law principles.
Binding Arbitration: Any controversy, claim, or dispute arising out of or relating to these Terms, our services, or digital products shall be resolved through final and binding individual arbitration in Kentucky, rather than in court. You and Theoria Group LLC agree to waive any right to pursue claims on a class or representative basis.
9. Changes to These Terms
We reserve the right to modify or replace these Terms at any time. Updated versions will be posted on this page with a revised "Last Updated" date. Continued use of the website following any changes constitutes your acceptance of the new Terms.
10. Contact Information
If you have questions about these Terms of Service, please contact us at:
Theoria Group LLC
PO BOx 113
WALTON, KY 41094
USA
Email:chris@theoria.group